The Universal Capital Layer

Bit Protocol turns any asset on any chain into working capital by issuing the universal stablecoin, $bitUSD, eliminating the need to sell your core positions.
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Partners

Chainlink

Protofire

Midas

Neby Exchange

Accumulated Finance

Via Labs

Band Oracles

DIA Oracles

Chainlink

Protofire

Midas

Neby Exchange

Accumulated Finance

Via Labs

Band Oracles

DIA Oracles

Chainlink

Protofire

Midas

Neby Exchange

Accumulated Finance

Via Labs

Band Oracles

DIA Oracles

Chainlink

Protofire

Midas

Neby Exchange

Accumulated Finance

Via Labs

Band Oracles

DIA Oracles

Chainlink

Protofire

Midas

Neby Exchange

Accumulated Finance

Via Labs

Band Oracles

DIA Oracles

Chainlink

Protofire

Midas

Neby Exchange

Accumulated Finance

Via Labs

Band Oracles

DIA Oracles

$0

Total Value Locked

$0

All time $bitUSD minted

9

Number of Collaterals accepted

Meet $bitUSD: The Universal Stablecoin

$bitUSD is engineered for maximum capital efficiency and seamless mobility, serving as a single, liquid asset for the omni-chain world.

Multichain

$bitUSD natively exists across supported chains, minting and redeeming as one unified stablecoin.

Decentralized

No centralized entity controls minting, collateral, or governance. Inmutable, On-chain.

Stablecoin

Pegged to the dollar, usable across chains, designed for composability in defi (LP, vaults, yield).

Crypto-Backed

Every $bitUSD is backed by on-chain crypto assets: RWA, LSTs, native tokens, Tbills, AI-agents tokens, and more.

Overcollateralized

CDPs require 110%+ collateral. Risk is covered by automated insurance pools like AAVE's Safety Module.

UniversalStablecoin

Multichain

$bitUSD natively exists across supported chains, minting and redeeming as one unified stablecoin.

Decentralized

No centralized entity controls minting, collateral, or governance. Inmutable, On-chain.

Stablecoin

Pegged to the dollar, usable across chains, designed for composability in defi (LP, vaults, yield).

Crypto-Backed

Every $bitUSD is backed by on-chain crypto assets: RWA, LSTs, native tokens, Tbills, AI-agents tokens, and more.

Overcollateralized

CDPs require 110%+ collateral. Risk is covered by automated insurance pools like AAVE's Safety Module.

Available networks

Etherlink

Oasis

XRPL EVM Sidechain

Base

Sonic

Kaia

Arbitrum

Pulsechain

Polygon

Optimism

ApeChain

LitVM

Hyperliquid

Unichain

BERA (Berachain)

Unichain

Monad

Zircuit

BOB (Build on Bitcoin)

Cronos

ETC (Ethereum Classic)

Soneum

Bahamut

KAVA

CORE (Core DAO)

Etherlink

Oasis

XRPL EVM Sidechain

Base

Sonic

Kaia

Arbitrum

Pulsechain

Polygon

Optimism

ApeChain

LitVM

Hyperliquid

Unichain

BERA (Berachain)

Unichain

Monad

Zircuit

BOB (Build on Bitcoin)

Cronos

ETC (Ethereum Classic)

Soneum

Bahamut

KAVA

CORE (Core DAO)

Etherlink

Oasis

XRPL EVM Sidechain

Base

Sonic

Kaia

Arbitrum

Pulsechain

Polygon

Optimism

ApeChain

LitVM

Hyperliquid

Unichain

BERA (Berachain)

Unichain

Monad

Zircuit

BOB (Build on Bitcoin)

Cronos

ETC (Ethereum Classic)

Soneum

Bahamut

KAVA

CORE (Core DAO)

Etherlink

Oasis

XRPL EVM Sidechain

Base

Sonic

Kaia

Arbitrum

Pulsechain

Polygon

Optimism

ApeChain

LitVM

Hyperliquid

Unichain

BERA (Berachain)

Unichain

Monad

Zircuit

BOB (Build on Bitcoin)

Cronos

ETC (Ethereum Classic)

Soneum

Bahamut

KAVA

CORE (Core DAO)

Etherlink

Oasis

XRPL EVM Sidechain

Base

Sonic

Kaia

Arbitrum

Pulsechain

Polygon

Optimism

ApeChain

LitVM

Hyperliquid

Unichain

BERA (Berachain)

Unichain

Monad

Zircuit

BOB (Build on Bitcoin)

Cronos

ETC (Ethereum Classic)

Soneum

Bahamut

KAVA

CORE (Core DAO)

Etherlink

Oasis

XRPL EVM Sidechain

Base

Sonic

Kaia

Arbitrum

Pulsechain

Polygon

Optimism

ApeChain

LitVM

Hyperliquid

Unichain

BERA (Berachain)

Unichain

Monad

Zircuit

BOB (Build on Bitcoin)

Cronos

ETC (Ethereum Classic)

Soneum

Bahamut

KAVA

CORE (Core DAO)

The Universal Liquidity Layer

Powering every corner of DeFi, from individual traders to the protocols of tomorrow

For Traders

For Traders

Access leverage, hedge volatility, or execute complex strategies using your entire cross-chain portfolio as margin.

For DAO’s & Treasuries

For DAO’s & Treasuries

Activate idle treasury assets without selling. Access working capital for payroll, development, or marketing.

For Developers

For Developers

Integrate a robust, decentralized stablecoin into your dApp with native cross-chain support.

The Bit Protocol Advantage

Universal Collateral Engine

Universal Collateral Engine

Unlock liquidity from any asset. Use LSTs, LP tokens, RWAs, T-bills, and other tokens that are typically non-collateralizable.

For DAO’s & Treasuries

For DAO’s & Treasuries

Activate idle treasury assets without selling. Access working capital for payroll, development, or marketing.

Superior Capital Efficiency

Put idle assets to work. Maximize capital efficiency by turning your entire cross-chain portfolio into a source of liquidity.

Decentralized & Insured by Design

A fully decentralized, self-custody protocol. Peg stability and collateral are safeguarded by automated on-chain insurance pools.

Shared Protocol Growth

Earn from the protocol's success. Revenue from fees is shared directly with stakers and liquidity providers in a single value loop.

How Bit Protocol Works

Deposit Collateral

Deposit Collateral

Choose any supported asset from any network. Your collateral is locked in a personal, smart contract vault that only you control.

Mint $bitUSD

Mint $bitUSD

Instantly borrow the omni-chain stablecoin $bitUSD, against your collateral. It's ready to be used anywhere in the DeFi ecosystem.

Use & Earn

Use & Earn

Use your $bitUSD for trading, providing liquidity, or yield farming to maximize your returns. Repay your loan anytime to unlock your original collateral.

What assets should we support next?

The best collateral ideas come from our community. Help us prioritize which assets to enable next by submitting your suggestion.

We Support Next

Audited & Trusted Security

Incubated & Secured by

Protofire

Battle-Tested Contracts

Our smart contracts are proven in a live environment, currently securing over $4M+ in TVL with zero liquidations since launch.

Overcollateralization

Every loan is secured by collateral valued significantly higher than the debt. Minimum collateralization ratios are dynamic parameters set by governance to ensure protocol solvency.

On-Chain Insurance

Powered by

Atomica

Coverage is provided by on-chain premiums and asset-specific, user-funded insurance pools designed to safeguard the peg.

Roadmap

Update on 24 April 2025

Q1 2025

Protocol Launch

Oasis Sapphire v1 Launch

+3 Collaterals Accepted

$1M bitUSD minted

Q2 2025

New Collateral & Cross-Chain

Omnichain Development

Insurance integration

Audit Report

Q3 2025

Governance

Omnichain Development

Delta-Neutral Peg Implementation

Local Governance

Q4 2025

Credit & Lending

Uncollateralized Lending Whitepaper

Seed Round

Team Scale

Latest news

Stablecoin Cryptocurrency

Blockchain Oracle

+3

20/8/2025

-

3 min

The Silent Killer of Stablecoins: Oracle Lag

Stablecoin collapses rarely begin with a dramatic depeg. They start subtly — like a delay. Not in the protocol. Not in the collateral. But in what many overlook: the oracle feed. This is the silent killer of stablecoins — Oracle Lag — and it can bring down even the most sophisticated systems.

Bit Protocol

Defi

Stable Coin

+3

18/8/2025

-

2 min

Collateralized Debt Position or a CDP explained

For anyone navigating decentralized finance, understanding Collateralized Debt Positions (CDPs) is key. At their core, CDPs let you lock up crypto assets to mint stablecoins — think MakerDAO’s well-known DAI as the original example. But there’s a fundamental limitation: most CDPs are confined to a single blockchain.

Bit Protocol

Stable Coin

Crypto

+3

11/6/2025

-

7 min

April & May Update⏐Bit Protocol

Both weeks have been a landmark month for Bit Protocol, with major milestones achieved, team members joining the mission in earnest in new roles, and strategic moves that set the foundation for explosive multi-chain expansion. Here’s a look at what we’ve been building — and what’s coming next. Tl,DR; Milestone Reached: 1.5M BitUSD Borrowed | Important Cross-chain & Bridging Provider Partnerships; Multi-Chain Interoperability news | New roles & Employees (Growth Officer & CTO Role, Front-end Devs & Designers) |Version 2 Hints & Details, an important tip at the very end!

Bit Protocol

Stay Updated

Get the latest on new deployments, features, and Bit Protocol news.

FAQs

What is Bit Protocol?

How do I use Bit Protocol?

How does Bit Protocol work?

What are the key benefits of using Bit Protocol?

How can I earn money on Bit Protocol?

Bit Protocol is a decentralized, open-source, self-executing smart contract system. The long-term goal is for the protocol to be fully governed by its users and DAO. BITUSD INC., as a core developer, does not control user assets, provide financial or investment advice, or guarantee outcomes. The use of the protocol is entirely at your own risk.