The Universal Capital Layer
Bit Protocol turns any asset on any chain into working capital by issuing the universal stablecoin, $bitUSD, eliminating the need to sell your core positions.
Partners
$0
Total Value Locked
$0
All time $bitUSD minted
9
Number of Collaterals accepted
Meet $bitUSD: The Universal Stablecoin
$bitUSD is engineered for maximum capital efficiency and seamless mobility, serving as a single, liquid asset for the omni-chain world.
Multichain
$bitUSD natively exists across supported chains, minting and redeeming as one unified stablecoin.
Decentralized
No centralized entity controls minting, collateral, or governance. Inmutable, On-chain.
Stablecoin
Pegged to the dollar, usable across chains, designed for composability in defi (LP, vaults, yield).
Crypto-Backed
Every $bitUSD is backed by on-chain crypto assets: RWA, LSTs, native tokens, Tbills, AI-agents tokens, and more.
Overcollateralized
CDPs require 110%+ collateral. Risk is covered by automated insurance pools like AAVE's Safety Module.
Multichain
$bitUSD natively exists across supported chains, minting and redeeming as one unified stablecoin.
Decentralized
No centralized entity controls minting, collateral, or governance. Inmutable, On-chain.
Stablecoin
Pegged to the dollar, usable across chains, designed for composability in defi (LP, vaults, yield).
Crypto-Backed
Every $bitUSD is backed by on-chain crypto assets: RWA, LSTs, native tokens, Tbills, AI-agents tokens, and more.
Overcollateralized
CDPs require 110%+ collateral. Risk is covered by automated insurance pools like AAVE's Safety Module.
Available networks
The Universal Liquidity Layer
Powering every corner of DeFi, from individual traders to the protocols of tomorrow
For Traders
Access leverage, hedge volatility, or execute complex strategies using your entire cross-chain portfolio as margin.
For DAO’s & Treasuries
Activate idle treasury assets without selling. Access working capital for payroll, development, or marketing.
For Developers
Integrate a robust, decentralized stablecoin into your dApp with native cross-chain support.
The Bit Protocol Advantage
Universal Collateral Engine
Unlock liquidity from any asset. Use LSTs, LP tokens, RWAs, T-bills, and other tokens that are typically non-collateralizable.
For DAO’s & Treasuries
Activate idle treasury assets without selling. Access working capital for payroll, development, or marketing.
Superior Capital Efficiency
Put idle assets to work. Maximize capital efficiency by turning your entire cross-chain portfolio into a source of liquidity.
Decentralized & Insured by Design
A fully decentralized, self-custody protocol. Peg stability and collateral are safeguarded by automated on-chain insurance pools.
Shared Protocol Growth
Earn from the protocol's success. Revenue from fees is shared directly with stakers and liquidity providers in a single value loop.
How Bit Protocol Works
Deposit Collateral
Choose any supported asset from any network. Your collateral is locked in a personal, smart contract vault that only you control.
Mint $bitUSD
Instantly borrow the omni-chain stablecoin $bitUSD, against your collateral. It's ready to be used anywhere in the DeFi ecosystem.
Use & Earn
Use your $bitUSD for trading, providing liquidity, or yield farming to maximize your returns. Repay your loan anytime to unlock your original collateral.
What assets should we support next?
The best collateral ideas come from our community. Help us prioritize which assets to enable next by submitting your suggestion.
Battle-Tested Contracts
Our smart contracts are proven in a live environment, currently securing over $4M+ in TVL with zero liquidations since launch.
Overcollateralization
Every loan is secured by collateral valued significantly higher than the debt. Minimum collateralization ratios are dynamic parameters set by governance to ensure protocol solvency.
On-Chain Insurance
Powered by
Coverage is provided by on-chain premiums and asset-specific, user-funded insurance pools designed to safeguard the peg.
Roadmap
Update on 24 April 2025
Q1 2025
Protocol Launch
Oasis Sapphire v1 Launch
+3 Collaterals Accepted
$1M bitUSD minted
Q2 2025
New Collateral & Cross-Chain
Omnichain Development
Insurance integration
Audit Report
Q3 2025
Governance
Omnichain Development
Delta-Neutral Peg Implementation
Local Governance
Q4 2025
Credit & Lending
Uncollateralized Lending Whitepaper
Seed Round
Team Scale
Latest news
Oasis Network
Liquidity
+3
2/9/2025
-
2 min
Bit Protocol V2 is Live on Oasis
The omni-chain expansion continues. Today, we are incredibly excited to announce that Bit Protocol is officially live on the Oasis Network! This integration unlocks a new era of capital efficiency for the Oasis community, allowing holders of the native $ROSE token and other ecosystem assets to finally put their capital to work without having to sell.
Bit Protocol
Omnichain Liquidity
Stablecoin Cryptocurrency
+2
1/9/2025
-
3 min
Bit Protocol Launches V2
In a significant move poised to redefine capital efficiency in the decentralized finance sector, Bit Protocol has officially announced the launch of its V2. The upgrade transforms its stablecoin, $BitUSD, from a traditional Collateralized Debt Position (CDP) model into a sophisticated, omni-chain liquidity engine, introducing a suite of features headlined by the tokenization of debt positions into NFTs and 1-click leveraged longs.
Bit Protocol
Collateral Ratio
Stablecoin Cryptocurrency
+3
30/8/2025
-
3 min
Collateral Ratios: The Quiet Force Behind Stability in DeFi
If you’ve ever experimented with minting a stablecoin, taking out a DeFi loan, or simply peeked into crypto lending platforms, you’ve likely stumbled across the term Collateral Ratio (CR). It’s one of those concepts that keeps appearing, but depending on where you read about it, it either feels oversimplified or buried under complex equations.
Bit Protocol
Stable Coin
Crypto
+3
11/6/2025
-
7 min
April & May Update⏐Bit Protocol
Both weeks have been a landmark month for Bit Protocol, with major milestones achieved, team members joining the mission in earnest in new roles, and strategic moves that set the foundation for explosive multi-chain expansion. Here’s a look at what we’ve been building — and what’s coming next. Tl,DR; Milestone Reached: 1.5M BitUSD Borrowed | Important Cross-chain & Bridging Provider Partnerships; Multi-Chain Interoperability news | New roles & Employees (Growth Officer & CTO Role, Front-end Devs & Designers) |Version 2 Hints & Details, an important tip at the very end!
Bit Protocol
Defi
Stable Coin
+3
18/8/2025
-
2 min
Collateralized Debt Position or a CDP explained
For anyone navigating decentralized finance, understanding Collateralized Debt Positions (CDPs) is key. At their core, CDPs let you lock up crypto assets to mint stablecoins — think MakerDAO’s well-known DAI as the original example. But there’s a fundamental limitation: most CDPs are confined to a single blockchain.
Bit Protocol
Stablecoin Cryptocurrency
Blockchain Oracle
+3
20/8/2025
-
3 min
The Silent Killer of Stablecoins: Oracle Lag
Stablecoin collapses rarely begin with a dramatic depeg. They start subtly — like a delay. Not in the protocol. Not in the collateral. But in what many overlook: the oracle feed. This is the silent killer of stablecoins — Oracle Lag — and it can bring down even the most sophisticated systems.
Bit Protocol
Stay Updated
Get the latest on new deployments, features, and Bit Protocol news.
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